Key Person Protector

This is a life insurance policy a company buys on the life of a top executive or another critical individual.
Protects the Company with financial loss.
Built-in Wealth Bonus
Flexible premiums

 Instant, online, in minutes

CAPITAL LIFE INSURANCE SOLUTIONS INC
Protect Your Business Against the Loss of a Key Contributor

If a key member of your team was to become totally disabled, your bottom line may suffer in the short-term and over the long-term you may have to find a replacement.

Because key employees have unique knowledge and skills, replacement can often be difficult, timely and expensive.

You may have to pay a recruiter to find someone with suitable skills. One or more areas of your business may have to be put on hold, both during the search and while you train a replacement. Even if you are able to promote someone internally, you may still lose revenue while the replacement gets up to speed.

What is Key Person Protection Insurance?
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That’s why we at Capital Life Insurance Solutions Inc offer Key Person Disability Insurance.
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For help in structuring the coverage that best suits your business, consult us today.

Key Person protection insurance is placed on an individual within a business whose role is vital to the operation and bottom line of the company. If a disability causes the insured worker to be unable to come into work, the insurance policy can cover some or all of the costs of recruitment, retraining, and lost revenue due to the disability of the insured.

KEY PERSON INSURANCE
How is key person insurance calculated?
The simplest and most common method used to determine the value of a key executive or business owner is the multiples of income method. Insurance companies typically base the amount of key person insurance needed on a multiple of five to seven times the employee’s current salary compensation and benefits.
CAPITAL LIFE INSURANCE SOLUTIONS INC
Simpler, smarter,
more rewarding
life insurance.
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
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Do everything online, in no time
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Qualified support when you need it
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No paperwork, no jargon
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Your coverage starts immediately
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Insurance, at the best possible price
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Not sure what insurance you need? We can help.
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Answer a few simple questions.
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Save your plan for later or get covered today.
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